We all have that point in our lives where money is a little bit too tight for our liking. You might have to do your best to make every dollar stretch and cut out the little pleasures in life. You’ll be faced with having to make challenging decisions like whether you want to eliminate your daily Starbucks trips or stay in for an evening at home instead of going out with friends. But you do not necessarily have to cut out the enjoyable parts of your day if you’re trying to save a few extra bucks. Instead download these money saving apps for your iPhone or Android to help you stick to your budget.
The Shopkick app is for those that love to shop, and want to get rewarded for doing so. The perks and rewards you end up getting from using this app often justifies the shopping, and can save you a great deal of money. When you shop at certain stores and invite your friends and family to use the app, you will be rewarded with a variety of options for gift cards to stores who are partnered with Shopkick. You can receive “kicks” from stores like Target, Amazon, Starbucks, Macy’s, and so many more.
If your main reason for feeling like you can’t reach financial stability is your inability to keep track of finances, Mint is the app for you. The app links all of your accounts, and even keeps track of your retirement plan. Every transaction is taken into account and the app will create a budget plan for you depending on your spending habits. So if you tend to spend a large amount of money on eating out each month, Mint will create a plan for you that shows you what you should be spending instead.
Groupon is a great way for local restaurants and businesses to promote their product and save you money. There are Groupons available for just about every type of food and every kind of service, so consider hopping on the app to check out where you can save in your day to day life. You’ll pay a discounted rate for dining, spa services, yoga classes, car repairs, and everything else under the sun. So whether you need an oil change for your car or just want to enjoy a night on the town, check out Groupon.
Filling your car with gas is a regular expense for most people, and it is my no means a fun way to spend your hard-earned money. Especially with fluctuating gas prices, filling up can leave a major dent in your wallet. If you want to find the cheapest gas possible, just download GasBuddy. You can easily log on and check local gas prices in your area to find the best deal, and you can even tell you the optimal time to fill your tank. People using the app have saved up to $340 per year with GasBuddy.