If you’re anything like me, you love a good wardrobe workhorse—an item you can wear over and over again in totally different ways. Loafers are a non-negotiable for me!
From preppy to edgy, they can do it all. So, I put together a little guide on how to style them for basically any occasion. Hope you love!
1. Casual Chic: Stripes and Shorts

When I’m aiming for a look that feels laid-back but still totally put-together, this is the combination I’m reaching for.
You can simply never go wrong with a black and white striped t-shirt layered under a fuzzy white cardigan for an ultimately cozy vibe.
Pair that duo with some tailored black shorts and black loafers for a polished finish. This is such a go-to for a casual day out and could even be perfect for a relaxed work environment.
2. Preppy Pastels: Sweater Vest and Ruffles

For a fun twist on preppy style, you have to try this pastel-infused outfit. A mint green sweater vest layered over a white ruffled blouse makes for such an interesting texture combination. I love it!
Blue jeans keep the whole look feeling casual, while a pair of classic black loafers adds that timeless touch. Just grab a beige quilted handbag and some black sunglasses to complete this seriously stylish ensemble.
It’s an ideal look for a casual day or a weekend brunch with friends.
3. Nautical Casual: Stripes and Denim

I am obsessed with this nautical-inspired look. For a totally casual vibe, you can’t beat a navy striped long-sleeve top styled with a denim overall dress. It has such a laid-back feel.
A pair of black leather loafers brings in that classic element, and a matching black leather handbag keeps the whole outfit looking cohesive. I think this would be perfect for a day near the water or a casual lunch with your girlfriends.
4. Crisp and Clean: Blue and White

Nothing screams classic quite like a light blue button-up shirt paired with some white wide-leg pants. This look is truly perfect for a summer day at the office or a weekend brunch situation.
I love how the black chunky loafers give it a bit of an edgy touch, shaking up the otherwise preppy feel. A black chain strap handbag is the perfect finishing touch for this ensemble.
5. Preppy Casual: Button-Down and Shorts

For a laid-back preppy outfit, this comfortable yet stylish look is a must-try. A light blue button-down shirt styled with gray pleated shorts creates a timeless base.
The white leather loafers keep everything looking crisp and clean, while a blue baseball cap introduces a sporty touch. I love that the white crossbody bag is just right for carrying your essentials.
This is such an ideal outfit for a casual weekend or a day of sightseeing.
6. Schoolgirl Chic: Yellow Knit and Navy Pinafore

Here is another schoolgirl-inspired look that is so charming. A yellow knit sweater layered under a navy pinafore dress results in an adorable and cozy outfit.
Black tights and white socks bring some extra warmth, while the black loafers complete that signature schoolgirl vibe. This ensemble is perfect for a casual day running errands or even a fun themed party.
7. Schoolgirl Inspired: Gray and Burgundy

You can channel your inner schoolgirl with this absolutely adorable outfit! Start with a gray cardigan layered over a classic white bow-tie blouse. Pair it with a gray pleated mini skirt and some gray knee-high socks for that timeless preppy feel.
I think the burgundy loafers add the perfect pop of color and complement the red crossbody bag so well. This look is ideal for a casual day or even a first date!
8. Classic Trench: Beige and Navy

For a look that will never go out of style, you have to try this classic combination. A beige trench coat layered over a simple white sweater creates such a sophisticated base.
Navy wide-leg trousers add a dose of elegance, while the burgundy patent leather loafers bring in a beautiful touch of shine. The black quilted handbag ties it all together for a polished look.
This outfit is a go-to for a day at the office or an important business meeting.
9. Preppy Chic: Navy and Black

This is such a classic preppy look. Try pairing a navy button-up jacket with a black lace skirt. I am seriously obsessed with how the black chunky loafers add a modern twist to this timeless outfit.
Just finish off the look with a black leather shoulder bag for a little touch of sophistication. This whole ensemble is perfect for a day at the office or a chic lunch date with friends.
10. Pastel Perfection: Lavender and Burgundy

This outfit is a beautiful example of how you can mix pastels with some deeper tones. A light pink cardigan draped over the shoulders of a light lavender button-down shirt makes a soft, feminine base.
The black wide-leg trousers add sophistication, while the burgundy loafers bring in a nice pop of color. I love how the beige handbag ties everything together. This look would be so cute for a spring day at the office or a lunch date.
11. Preppy with a Twist: Burgundy Accents

This look is the perfect example of styling loafers in a preppy yet modern way. A black sleeveless button-up top paired with a beige houndstooth mini skirt creates a classic foundation.
That pop of color from the burgundy belt and loafers is everything, while the pink shoulder bag adds a little touch of femininity. I really love how this look combines traditional preppy elements with some contemporary touches.
12. Colorful Comfort: Multicolor Cardigan and Jeans

For those who love to work a pop of color into their wardrobe, this outfit is for you. A multicolor cardigan layered over a button-down shirt creates an eye-catching top half that I’m so into.
A simple pair of blue jeans keeps the look grounded, and black loafers add that classic finish. This whole ensemble is great for a casual day or a perfectly relaxed weekend look.
13. Modern Feminine: Crop Top and Midi Skirt

For a more daring way to style loafers, you have to try this modern feminine look. A cream knit halter crop top paired with a patterned midi skirt that has a side slit creates a sexy yet sophisticated silhouette.
The classic touch from the burgundy leather loafers really balances out the more revealing top. Trust me, this outfit is perfect for a summer date night or a fun night out with friends.
14. Casual Cool: Plaid Coat and Jeans

For a more laid-back vibe, try this outfit that combines comfort and style. A beige plaid long coat brings a touch of sophistication to a simple black top and light wash wide-leg jeans combination.
The burgundy loafers and a matching leather handbag tie the whole look together seamlessly. This one is perfect for running errands or meeting up with friends for coffee.
15. Playful Preppy: Corduroy Overalls and Knit

I am obsessed with this fun take on preppy style. A cream knit sweater paired with tan corduroy overalls makes for such a cozy and cute look.
The burgundy patent leather loafers add a little bit of sophistication, while a black quilted handbag keeps things classic. And you can’t forget oversized sunglasses for a touch of glamour!
This ensemble is great for a casual weekend outing or a day of running around town.
16. Vintage Vibes: Pinstripe and Wrap Skirt

Channel some vintage charm with this totally unique combination. A white pinstripe vest paired with a gray wrap mini skirt creates such an interesting silhouette.
The brown leather loafers add a classic touch, while a light blue crossbody bag brings an unexpected pop of color. This outfit is seriously perfect for anyone who loves to mix vintage pieces with modern styles.
17. Wild Side: Leopard Print and Leather

On those days you want to make a statement, try this bold combination. A leopard print turtleneck paired with a black leather mini skirt creates a fierce look that is guaranteed to turn some heads.
The black and white loafers add a playful touch, while a brown crossbody bag balances out the whole outfit. This is such a great choice for a night out or a fun weekend event.
18. Breezy Elegance: Patterns and Wide-Leg Trousers

For a look that is both comfortable and chic, you should try this combination. A patterned short-sleeve blouse styled with white wide-leg trousers creates a gorgeous, flowing silhouette.
Beige loafers keep the look grounded, and a white wide-brim hat adds a little touch of glamour. This outfit is ideal for a summer garden party or a day spent out shopping.
19. Business Casual: Blazer and Wide-Leg Trousers

For a polished business casual look, give this combination a go. A cream blazer layered over a blue striped button-down shirt creates a professional yet approachable vibe.
The navy wide-leg trousers elongate the silhouette, and brown loafers add a classic touch. A tan shoulder bag is perfect for carrying all your work essentials. This outfit is a must for a day at the office or a business lunch.
20. Cozy Autumn Vibes: Camel and Plaid

This is one of my favorite looks for fall; it’s such a cozy yet stylish ensemble. A camel teddy coat paired with a cream turtleneck sweater creates a warm and inviting base.
Add a plaid mini skirt for some fun pattern and texture. The burgundy loafers tie in so beautifully with the autumnal theme, and sheer black tights keep you warm. Don’t forget to accessorize with a simple black crossbody bag!
21. Autumn Layers: Camel Coat and Mini Skirt

This outfit is absolutely perfect for those chilly autumn days. A camel coat layered over a beige sweater makes for a warm and inviting top half.
A black mini skirt paired with sheer black tights adds a touch of sophistication. Brown loafers keep the look grounded, while a multicolored scarf gives it a fun pop of color.
This ensemble is ideal for a day of autumn activities or a casual day at work.
22. Summer Sophistication: Black and White

This outfit is a dream for those warm summer days when you want to look polished. A black puff-sleeve blouse adds a little drama to some white high-waisted shorts.
The burgundy wide belt and matching loafers create a cohesive look that’s both stylish and so comfortable. This ensemble would be perfect for a summer garden party or another outdoor event.
23. Nautical Inspired: Stripes and Navy

This outfit is giving off major nautical vibes with its color scheme. A white striped button-down shirt styled with a navy quilted mini skirt creates a preppy foundation.
I love how the burgundy loafers and matching mini handbag add a pop of color that complements the navy so beautifully. You might love trying this look for a day by the seaside or a casual summer event.
24. Preppy Plaid: Button-Up and Midi Skirt

This outfit is such a classic take on preppy style. A white button-up blouse paired with a navy plaid midi skirt creates a timeless base.
The burgundy leather loafers add a fun pop of color, while a black crossbody bag keeps things practical and easy. You’ll love this look for a day in the office or a sweet lunch date.
25. Summer Sophistication: Linen and Stripes

This outfit just screams summer sophistication. A white linen button-down shirt paired with gray striped shorts creates a breezy, elegant look that I can’t get enough of.
Brown leather loafers and a matching belt add a touch of polish. This ensemble is perfect for a summer lunch date or a day at the office when the weather is warm.